Terms of Service

By accessing or using any website, application, or service operated by Waters & Co. ("Company," "we," "us," or "our"), including but not limited to watersand.co, mythsandmalice.com, marginai.app, and marginai.consulting (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms").

If you do not agree to all of these Terms, you must not access or use the Services. Your continued use of the Services after any changes to these Terms constitutes your acceptance of the revised Terms.

Waters & Co. is a media and technology holding company based in Indiana. Our Services include, but are not limited to:

• Podcast content — audio episodes, show notes, and related materials distributed through the Myths & Malice podcast network and associated platforms.
• Websites — informational, promotional, and interactive web properties across our portfolio of domains.
• Newsletters and email communications — periodic updates, editorial content, and promotional material sent to subscribers.
• Consulting and software services — AI consulting, automation tools, and related technology products offered through our Margin Consulting and Margin AI divisions.

We reserve the right to modify, suspend, or discontinue any part of the Services at any time without prior notice.

All content available through the Services — including but not limited to podcast episodes, audio recordings, scripts, show notes, articles, artwork, logos, graphics, trademarks, trade names, and website design — is the exclusive property of Waters & Co. or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may access and listen to podcast content for personal, non-commercial use through authorized distribution platforms. You may not reproduce, distribute, modify, create derivative works from, publicly display, publicly perform, republish, download, store, or transmit any content from the Services without our prior written consent, except as expressly permitted by these Terms or by applicable law.

The names "Waters & Co.," "Myths & Malice," "Margin Consulting," "Margin AI," and all associated show names, logos, and branding are trademarks of Waters & Co. Use of these marks without prior written permission is strictly prohibited.

When using the Services, you agree not to:

• Use any automated system, including bots, scrapers, crawlers, or similar tools, to access, collect, or extract data from the Services without our express written permission.
• Redistribute, re-upload, or re-broadcast any podcast episodes, audio content, or written materials from the Services, in whole or in part, on any platform or medium.
• Circumvent, disable, or otherwise interfere with any security-related features of the Services.
• Use the Services for any unlawful purpose or in violation of any applicable local, state, national, or international law.
• Impersonate Waters & Co., any of its hosts, or any affiliated individual or entity.
• Transmit any viruses, malware, or other harmful code through or to the Services.
• Attempt to gain unauthorized access to any portion of the Services or any systems or networks connected to the Services.

We reserve the right to terminate or restrict your access to the Services at our sole discretion, without notice, for conduct that we determine violates these Terms or is harmful to other users, the Company, or third parties.

By voluntarily providing your email address through any of our sign-up forms, you consent to receive periodic email communications from Waters & Co. These may include newsletters, updates about new podcast episodes, promotional content, company news, and other information we believe may be of interest to you.

You may unsubscribe from these communications at any time by clicking the "unsubscribe" link included in every email or by contacting us at Hello@Watersand.co. We will process your unsubscribe request promptly. Please note that even after unsubscribing from marketing communications, you may still receive transactional or administrative messages related to your account or prior interactions with us.

We do not sell, rent, or share your email address with third parties for their marketing purposes.

The Services may contain links to third-party websites, services, or content that are not owned or controlled by Waters & Co. This includes, but is not limited to, podcast hosting platforms, social media networks, payment processors, advertising partners, and affiliate links.

We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Waters & Co. is not responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any third-party content, goods, or services.

We encourage you to review the terms and privacy policies of any third-party websites you visit through links on our Services.

The Services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

All podcast content, articles, and other materials published through the Services are intended for entertainment and informational purposes only. Nothing in our content should be construed as professional, legal, medical, financial, or investigative advice.

While we strive for accuracy in our reporting and storytelling, Waters & Co. makes no warranties or representations regarding the completeness, accuracy, reliability, or suitability of any information presented through the Services. True crime and historical content may contain information about ongoing investigations, unresolved cases, or disputed facts.

To the fullest extent permitted by applicable law, Waters & Co. disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Services will be uninterrupted, secure, or error-free.

To the maximum extent permitted by applicable law, in no event shall Waters & Co., its owners, officers, directors, employees, agents, hosts, contractors, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to, use of, or inability to access or use the Services.
• Any conduct or content of any third party on or related to the Services.
• Any content obtained from the Services.
• Unauthorized access, use, or alteration of your transmissions or content.

In no event shall our total aggregate liability exceed one hundred U.S. dollars ($100.00) or the amount you have paid to Waters & Co. in the twelve (12) months preceding the claim, whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the greatest extent permitted by law.

You agree to defend, indemnify, and hold harmless Waters & Co., its owners, officers, directors, employees, agents, hosts, contractors, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to reasonable attorney fees) arising from:

• Your use of and access to the Services.
• Your violation of any provision of these Terms.
• Your violation of any third-party right, including any intellectual property, privacy, or proprietary right.
• Any claim that your actions caused damage to a third party.

This indemnification obligation will survive the termination of these Terms and your use of the Services.

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to its conflict of law provisions.

Any legal action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in the State of Indiana. You consent to the personal jurisdiction of such courts and waive any objection to the laying of venue in such courts.

We reserve the right to modify or replace these Terms at any time at our sole discretion. When we make material changes, we will update the "Last updated" date at the top of this page. We may also provide notice through the Services or via email for significant changes.

It is your responsibility to review these Terms periodically. Your continued use of the Services following the posting of any changes constitutes acceptance of those changes. If you do not agree to the revised Terms, you must stop using the Services.

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions of these Terms shall remain in full force and effect. The invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid and enforceable.

If you have any questions about these Terms of Service, please contact us: